@ARTICLE{Ślązak_Emil_Prerequisites_2012,
 author={Ślązak, Emil},
 number={No 1},
 journal={Finanse},
 howpublished={online},
 year={2012},
 publisher={Komitet Nauk o Finansach PAN},
 title={Prerequisites of credit rationingin a bank-company relationshipin empirical approach},
 URL={http://ochroma.man.poznan.pl/Content/87356/mainfile.pdf},
}